1. Definitions

a. "Event" means the Afrika Declaration Indaba (ADI) organized by State Fifty Five Afrika Limited (State55).

b. "Organizer" means State55, its employees, agents, and affiliates.

c. "Attendee" means the individual registering for ADI.

d. "Registration" means the process of signing up for ADI.

2. Registration

a. By registering for ADI, the Attendee agrees to be bound by these Terms and Conditions.

b. The Attendee warrants that the information provided during Registration is accurate and complete.

c. State55 reserves the right to refuse or cancel any Registration.

3. Payment

a. Payment for ADI is due upon Registration.

b. The Attendee is responsible for any bank or payment processing fees.

c. Refunds will be made in accordance with State55's refund policy.

4. Cancellation

a. State55 reserves the right to cancel ADI due to unforeseen circumstances.

b. In the event of cancellation, State55 will refund the Attendee's payment in full.

5. Changes to the Event

a. State55 reserves the right to make changes to the ADI program, schedule, or speakers.

b. The Attendee will be notified of any changes via email or the ADI website.

6. Intellectual Property

a. The Attendee acknowledges that ADI content, materials, and presentations are the intellectual property of State55 and its speakers.

b. The Attendee agrees not to reproduce, distribute, or display any ADI content without State55's prior written consent.

7. Photography and Recording

a. State55 reserves the right to photograph and record the Event.

b. By attending ADI, the Attendee consents to being photographed and recorded.

8. Liability

a. State55 will not be liable for any damages, losses, or expenses arising from the Attendee's participation in the ADI.

b. The Attendee agrees to hold harmless State55, its employees, agents, and affiliates.

9. Governing Law

a. These Terms and Conditions will be governed by and construed in accordance with the laws of the Republic of Zambia.

b. Any disputes will first be resolved through arbitration and, if necessary, under the Courts of Law in Zambia.

10. Changes to Terms and Conditions

a. State55 reserves the right to modify these Terms and Conditions at any time.

b. The Attendee agrees to be bound by any changes.

11. Refund Policy

All refund requests must be made in writing to +260771033924 or email TBA.

a. Cancellation by Attendee

i. 75% refund if cancellation is received more than 30 days prior to ADI.

ii. 50% refund if cancellation is received between 15-30 days prior to ADI.

iii. No refund if cancellation is received less than 15 days prior to ADI.

b. Cancellation by Organizer

A full refund will be issued to attendees.

c. Substitution Policy

Attendees may substitute another person at no additional cost, provided the organizer is notified in writing at least 24 hours prior to the event.

d. Refund Processing

Refunds will be processed within 30 days of receipt of the cancellation request.

e. Exceptions

No refunds will be issued for travel or accommodation costs incurred by attendees.

By registering for ADI, the Attendee acknowledges that they have read, understood, and agree to be bound by these Terms and Conditions.